Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) federal lien.
B) judgment.
C) covenant.
D) standard exception.

2. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are joint tenants with rights of survivorship.
B) they are tenants by the entirety.
C) they are tenants in common.
D) the conveyance is void.

3. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) corner of a recorded subdivision lot.
B) fence line.
C) highway.
D) iron pin.

4. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) it has a motor vehicle title and is located on the insured property.
C) a mortgage has been filed describing the manufactured home.
D) the motor vehicle title has been deactivated, it is affixed and assessed as real property.

5. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Personal
C) Tangible
D) Real

Solutions: