Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) requirement.
C) post policy event.
D) standard exception.

2. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

A) marketing
B) post-closing
C) pre-closing
D) disbursement

3. An agent who collects money from an insured and holds it for payment to the insurer is

A) wrongfully withholding funds.
B) acting in a fiduciary capacity.
C) commingling funds.
D) providing coverage.

4. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Personal
C) Tangible
D) Real

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
D) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.

Solutions: